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You’ll be in your dream boat in no time 

Arrange a call with our #1 rated team

Here's why over 130,000 Aussies trust Stratton Finance

Meet our network partners 

With over 20 years experience, we have built an unmatched panel of finance and insurance partners which gives you access to products for your needs.

Compare Rates

We’ll help you compare rates from our panel of lenders. 

Apply

Choose the option that suits you and we’ll handle the rest.

Get Approved

Review final loan details and receive the funds in your account. Easy!

Over 20 years of experience

We know how to access the best deals for you. 

Super fast approvals

We always aim to get your loan settled within 48 hours. 

Top rated service

Our customers love how easy it is to sort finance with us. 

Got a question? We have an answer!

What is a car loan and how does it work?

A car loan (also referred to as a secured car loan) involves a finance company lending you the money to purchase a vehicle for personal use. The loan is secured against the vehicle and, when the final repayment has been made, you will own the vehicle outright.
                                                                                                

What is a comparison rate and why calculate it?

What are the benefits of a car loan?

Benefits and product features of a car loan include flexible loan repayment periods, the ability to set a balloon or residual payment which will reduce your monthly repayments and lower interest rates versus a personal loan thanks to it being secured against the vehicle itself. As a business, a car loan may help you improve cash flow to your business as well as the potential to claim tax deductions if the car is being used for business purposes (check with your accountant for eligibility). 
                                                                                             

A comparison rate is an interest rate that lenders are required by law to display next to any advertised interest rate. A comparison rate calculates the loan interest rate and fees you may have to pay, including application fees and ongoing loan fees. This allows you to find out the true cost of the loan. We have a comparison rate calculator you can use to help you compare apples with apples.
                                                                                                

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